Does anyone have a tutorial on how to access theme development tools in SuiteCommerce Standard? I need to change some front end items on SC and I am sure that would be the best way at this point. Not a huge fan of SMT.

Have you reviewed the documents in the help guide? In Help Center search for “Developer Environment” as the page has a step by step video.

Yes but, I need docs on how to actually make changes. What files do I need to access? Where can I find a particular page such as "My Account" to make these changes page by page?

Assuming you want to make changes to the templates then you will need to fetch the theme in order to edit the templates

Yes @Flo Meilan that sounds more precise. Is their documentation on how to fetch the theme? Thank you for your response here!

As @Christopher Dembek mentioned, there are detailed instructions on how to setup your developer environment, including fetching the theme, in the help section

You might try looking through the Help Center for best practices and examples for theme development here: Commerce > Developer Documentation > Customization > Themes