Hi Julia, there's some documentation within Suite Answers, and Netsuite Help Center(Search:`Working with Advanced Templates`) that should help get you started. Check out Answer Id: 38437, there's also a tips and tricks section too.
For default template examples you can look under Payments>Setup>Payment File Format. Choose a related format related to what you'll be working with and view the record will give you a base line for the formatting requirements for the bank. For customization to the EFT templates you'll need to use Freemarker and JS to create what you need.
Also, you may want to become familiar with Custom Records from the bundle if you need to add custom fields or lists, etc. Navigate to Customization>Lists,Records, & Fields>Record Types. Then find Entity Bank Details (unlocked) I believe its bundle 287418. Within this area you'll find all the fields that are available and you can create new. I hope this helps.