Hi, I need to implement for the first time ACH payments for US and ACH/AFT payments for Canada. Is there any localization bundle (or the EFT module itself) which include a working template?

This is a specific question (is the EFT including the template?). Why to link a google result?

I see these template. You can create you own template also (license needed).

Are you able to look at the source of the templates? (Bundle id)

I guess so

And so, are you able to understand if the templates are a part of the EFT module or if they belong to another bundle?

they are part of bundle named "Electronic bank payments". I'm playing on a Development account so I know what I've installed and what came from.

Ok, good and thank you. As expected US is an exception in the "EFT related bundles revolution"