I'm hitting the road here greg - so apologies on not being able to finish this conversation for a bit - but you have me following right up until "import into SVB for approval/processing" because SVB shouldn't have anything to do with approvals or processing if you are talking about Shared Vendor Bills for moving costs around within a NetSuite account. there's no native functionality for "autosend payments" to bank - but you could use the electronic payments bundle potentially for this to create a nacha file for you that you submit to your bank. 2019.2 is improving bank functionality - but I don't think that was tied to electronic payments, and instead on getting bank data into the bank rec function.