Hello All,
I have a customer in CAD using BMO. BMO says their ACH template is "very similar" to the CPA-005 standard but the errors coming back apears to require lots of changes. Anyone run into this and have an updated BMP ACH template?
c
creece
03/02/2026, 5:04 PM
The bank should give you details on what you need to modify in the template and then you have to do it. I wouldn't say its uncommon to have to do a 1 off.
j
Jim Schweder
03/02/2026, 5:08 PM
Thanks. My issue is that "Very similar" does not seem to be very similar. I guess its mod time :)
c
creece
03/02/2026, 5:13 PM
For sure. "very similar" isn't exact so hopefully they can tell you the format and you can easily update it.
m
Matt Cavezza
03/03/2026, 12:05 AM
Hey @Jim Schweder Matt from FISPAN here 👋 Take a look at our Embedded Banking solution for NetSuite — will help avoid these types of file errors for your clients. We’re partnered with BMO (and other major banks), so if you’d like to see a demo, shoot me a dm :)
https://fispan.com/solutions/oracle/