is there a way through configuration or site settings to navigate the user to the myaccount on login instead of shopping

By default we navigate user to My Account, not shopping, so I am assuming you mean the other way around. But, no. Customisation is required. A few years ago, I wrote some notes on this here: https://docs.oracle.com/en/cloud/saas/netsuite/ns-online-help/section_164461485991.html#Redirect-a-User-Back-to-their-Current-Page

thanks Steve. in an incognito it is landing on the shopping home page after login

Then you must have an existing customisation for this?

its a brand new site and I'm using the base theme

Ah. Then yes

I can probably figure it out from here though thanks as always

Well if it's SCA ... just remove the if/else 🙃