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&gt;*AI generated answer (using internal Slack threads):*
Based on the conversations, it appears that NetSuite's EFT module does not natively output files in the ISO 20022 XML format. This format is becoming more common for bank transactions, replacing the older TXT file formats. 

If you need to use the ISO 20022 XML format for bank transactions, you will likely need to customize your payment file template in NetSuite to output files in this format. 

Unfortunately, there were no specific examples or samples of the ISO 20022 XML format provided in the conversations. 

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Disclaimer:

This response was generated by an artificial intelligence assistant based on previous conversations from multiple Slack channels, and may contain inaccuracies or mistakes.
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&gt;*Slack thread 1:* <https://netsuiteprofessionals.slack.com/archives/C298P0BCK/p1709005073339259|here> (available only if the original thread was posted in the last 90 days)
&gt;*Similarity score:* 0.851098597

&gt;*Slack thread 2:* <https://netsuiteprofessionals.slack.com/archives/C298P0BCK/p1721405599689399|here> (available only if the original thread was posted in the last 90 days)
&gt;*Similarity score:* 0.830466568

&gt;*Slack thread 3:* <https://netsuiteprofessionals.slack.com/archives/C298P0BCK/p1625619800298300|here> (available only if the original thread was posted in the last 90 days)
&gt;*Similarity score:* 0.82892704



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