If we have a single prepaid expense account but multiple expenses accounts where it will be amortized such as rent, insurance, etc., is it better to create a single Amortization Template with no default deferred and expense accounts and no default amortization period AND create item records where we will set the Deferred Expense and Expense accounts instead? Or is it better to use GL accounts and not item records in the Vendor Bills and create multiple Amortization Templates where we will define the Prepaid and Expense accounts?