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is there a way to look at how financial reports are generated? Like where the reports grab their values from and how their printed similar to that of advanced pdfs.

I'm not understanding the question - can you elaborate on what you are trying to solve for?

you can see the row layouts? Is that what you are referring to?

I don't know if it's easily downloadable though.

can i make view and edit these style of reports without using the NS UI?

There are Excel plugins that integrate with NetSuite that might accomplish what you want. What is your business need?