Is anyone using a solution that is able to determine or detect whether a card number entered is a debit, credit, or charge card? We need to be able to detect debit cards to handle them differently. Is there a SuiteApp or bundle with this functionality? If not, is anyone using any other method or service to do this?

that would be quite impossible since all the payment cards follows the credit card numbering schema or rule

Funny, I was looking at the binlist.net lookup API yesterday, which seemed very simple to use. And it does differentiate credit, debit, and charge cards given just the first 6 digits.